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eurcor

LEGAL

Legal framework, instrument by instrument

Eurcor implements a stack of EU and Czech instruments on beneficial-ownership transparency. This page maps each instrument to what it requires and how Eurcor answers it.


Informational, not legal advice

This page is a plain-language map of the law behind Eurcor. It is not legal advice and is not a substitute for the instruments themselves or professional counsel. Article references are indicative.

Key definitions

: the natural person who ultimately owns or controls a legal entity — through ownership, voting rights, or other decisive influence (AMLR Art. 2(1)(28)). : an entity legally required to identify and verify beneficial owners. Ownership and control structure: the full chain of subjects and relationships from the to its beneficial owners.

AMLR — Regulation (EU) 2024/1624

The directly-applicable core of the EU anti-money-laundering framework. It defines the beneficial owner, sets the 25% ownership/voting threshold and the "control by other means" test, and requires entities to obtain and hold adequate, accurate, and current beneficial-ownership information (Art. 2(1)(28); Art. 51–55; Art. 62–67). Eurcor's data model mirrors these determination criteria.

AML Directive (EU) 2024/1640

Sets how beneficial-ownership registers operate and who may access them, and provides for cross-border interconnection. It replaces the register regime of Directives 2015/849 and 2018/843, and reflects the CJEU's rulings in C-37/20 and C-601/20 (Sovim) that unconditional public access is not permitted. Eurcor's three access tiers implement this directive.

Open Data Directive (EU) 2019/1024

Governs the reuse of public-sector information and creates the category of "high-value datasets" that must be made available free, in machine-readable, bulk form (Art. 5; Art. 14; Annex I). This is the basis for Eurcor publishing the registry as open, reusable data.

Implementing Reg. (EU) 2023/138 — high-value datasets

The Commission's implementing act lists company and company-ownership data as a high-value dataset (Annex, Section 5; point 5.1), turning the Open Data Directive's general principle into a concrete duty to publish it free, in machine-readable, bulk form. OFN is Eurcor's conformant format for that duty.

FATF Recommendations 24–25

The global standard behind the EU regime. FATF Recommendations 24 and 25 require countries to ensure competent authorities have timely access to adequate, accurate, and up-to-date beneficial-ownership information for legal persons and arrangements. Cited for context — they inform the EU instruments rather than binding Eurcor directly.

Czech register of beneficial owners

Eurcor sits alongside the national statutory layer: the Act on the Register of Beneficial Owners (Act No. 37/2021 Coll.), the AML Act (Act No. 253/2008 Coll., notably §4(4)), and the open-data basis in Act No. 106/1999 Coll. (§3a), whose formal-standard (OFN) mechanism Eurcor follows.

GDPR balance

Everything above operates within data-protection law. Processing is lawful and purpose-limited, personal data is minimised, and data subjects keep their rights (GDPR Regulation 2016/679, Art. 5, 6, 9, and 12–22; Czech Act No. 110/2019 Coll.). The CJEU's C-601/20 (Sovim) fixes the outer limit on public disclosure.

Informational, not legal advice

As stated above, this page is informational only. Where accuracy matters, rely on the instruments themselves and qualified legal advice. Article references are indicative and may change as the framework evolves.